Summer is Here.

“If you can’t do something with the following three: peace, passion, and purpose, then there is a better alternative.”

Beating to your own drum

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I can’t remember ever being “normal.”

While there technically is no such thing as this, I can at least say that I never fit in with the crowd. Historically it has always been much easier to identify with people on a one-on-one basis; groups weren’t the best setting for me.

I’ve always spent a lot of time reading, writing, and normally do everything solo. I graduated high school a semester early and skipped all of our senior activities. I went to a college where I didn’t know anyone. I quit secure jobs to follow my dreams and freelance independently. From growing up as a only child loner to city hopping while my peers are getting married and buying homes, my actions seem to always go against the grain.

I get a lot of questions about this all. It used to give me great anxiety- having to explain my introversion on top of my off the cuff decision-making. Sometimes it was on a whim, influenced by a relationship, or to seek a fantasy; yet lately I realized that my experiences, cities, jobs and relationships have made me more prepared for what I do want.

In the past, yes, I made several major choices based on intuition, spiritual experiences and pure emotion. I am starting to feel more comfortable with my colorful story of the past decade, recognizing themes and realizing which cycles I need to break.

Although I never think I’ll stop doing things alone, following seemingly crazy dreams, being creative or constantly curious, I’m open to whatever tomorrow brings as long as there’s a notebook and coffee.

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Living on a Minimalist’s Budget

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Every January I tell myself, “this is the year I will stick to a budget.” While my intentions are good, my track record has been less than superb.

To illustrate, I looked at my calendar and realized that 2017 marks ten years since I graduated college. Ten years. Boy, do I wish someone would have taught me then what I know now.

In an effort to live as minimally and stress free as possible, I have begun focusing on quality over quantity, purging what I don’t need and only buying things when I need them, yet I still have failed sticking to a budget.

My Expenses

Since I have minimal bills, there is little to no reason I should go over my budget every month. First, I listed all of the expenses I know I will have and came up with a rough estimate.

  • Rent
  • Food
  • Cell phone
  • CharlieCard (train / bus)
  • Student loan

That’s right- no car payment, no credit cards, no mortgage or gas costs. Yes, this is called city life for a single woman who has little to no attachment to things. Sometimes I wonder what my life would look like today had I settled in one place, lived minimally and invested in things like a home, but the good news is that I still have time. Although I may have spent my money a bit carelessly, I’m beginning to make an effort to spend less, save more and avoid excess clutter in my life.

Need vs. Want

I could definitely use a new Henri Bendel bag for my laptop. However, this purchase can wait considering I don’t even carry my laptop to work. In fact, it barely leaves the house these days. My point is, there are many things I can trick myself into “needing,” but then I ask myself:

1) Could I get this for less?

2) Do I need this immediately?

3) Do I need this at all?

Usually my purchase can wait (also giving me time to think it over), or I can find an alternative if there’s something I can’t wait to buy- for example, buying a drugstore brand instead of splurging at Sephora. I also trick myself into thinking I have more money than I do, so a $20 lipstick doesn’t seem like a big deal at the time- but it adds up quick.

Trading Things for Freedom

I like to think of my purchases this way: “would I rather have this item or the freedom to do what I want?” Time is money, and it takes time to work for a paycheck, so I’ve been much more conscious of each dollar I spend. Sure, marketers do an amazing job fooling me into thinking my life will ultimately be better with their products, but on those days I’m waiting for my paycheck I think, “I wish I wouldn’t have gotten takeout so many times last week.” Living paycheck to paycheck is never fun, so it’s rewarding to finally have the freedom to be able to do what you want when you’re more mindful of your budget.

More Experiences

Instead of relying on money to have fun, I’ve gotten creative. One of my favorite things to do is explore the city… I love to look at architecture, go out in nature, find free days at museums, take photos and window shop. Practicing mindfulness, enjoying each moment and taking in your surroundings is far more gratifying than having a bunch of “stuff” to sort through.

I’m a firm believer that everyone needs to live in moderation; it’s important to keep a balance and not to go too extreme with your saving or spending- after all, no matter how tight the budget, I’ll never give up my coffee.

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